A council appointed by Donald Trump has proposed a fundamental restructuring of FEMA to shift disaster response responsibility to state and local governments.The report suggests raising federal aid thresholds to reduce spending by $1.5 billion while replacing reimbursement systems with direct lump-sum payments to states.Legislative approval from Congress is necessary to implement these significant changes to the agency's operations and funding structures.Former officials and disaster experts warn that these policies could create financial burdens for states and reduce aid access for vulnerable survivors.