The House approved the 21st Century ROAD to Housing Act by 358-32 and sent the bill to President Donald Trump for his expected signature, completing congressional passage after the Senate vote.The package includes 47 provisions that streamline environmental reviews, encourage preapproved building plans, expand grants and forgivable loans, and mandate guidance from the Department of Housing and Urban Development to spur zoning reform.The law removes a federally mandated chassis rule for manufactured homes that could reduce costs by $5K-$10K per unit and creates programs to widen access to small-dollar mortgages and veteran housing supports.It caps large institutional ownership of single-family homes and limits private equity purchases, a measure backed by
Elizabeth Warren and
Tim Scott even as critics such as
Anna Paulina Luna,
Tommy Tuberville and
Mike Lee warned of federal overreach and market disruption.